Payment Solutions for SaaS & Subscription Businesses
Manis matches SaaS and subscription businesses with PSPs built for recurring billing under EU and UK SCA rules — so renewals clear and involuntary churn drops.
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Why subscription revenue leaks at renewal
Subscription businesses lose revenue not at signup but at renewal. In the EU and UK, PSD2 and Strong Customer Authentication (SCA) can break recurring charges with 3D Secure step-ups, and expired or reissued cards cause failed payments. The result is involuntary churn — customers who wanted to stay but whose payment silently failed.
How Manis matches subscription merchants to the right PSP
Manis matches on the fit between your billing model — recurring frequency, target markets, average ticket — and each provider's subscription capabilities. Manis filters for SCA-compliant merchant-initiated transaction (MIT) exemption handling, network tokenization and account updater, smart dunning and retry logic, and EU/UK acquiring, then ranks by recovery rate and cost.
Beyond a single processor
Once connected, Manis orchestrates routing across multiple providers — retrying a failed renewal on a second acquirer instead of losing the subscriber, and routing by cost and approval rate per market.
Frequently asked questions
How do I stop subscription payments failing under SCA in Europe?
Failures often come from SCA step-ups on recurring charges. Manis matches you to providers that handle merchant-initiated transaction (MIT) exemptions and network tokenization so renewals clear without friction.
What is the best payment provider for a SaaS business in the EU or UK?
It depends on your billing model and markets. Manis matches you to providers with recurring billing, SCA-compliant MIT handling, and EU/UK acquiring, ranked for recovery rate and cost.
How can I reduce involuntary churn from failed payments?
Manis filters for providers with account updater, smart dunning, and retry logic, and can orchestrate retries across multiple acquirers to recover failed renewals.
Find your best-fit PSP in 60 seconds
Describe your business and Manis returns a risk-matched shortlist — free to start, no credit card.
Describe your business → get a subscription-ready PSP shortlist in 60 seconds